Amgen Financial Planning

If you are an Amgen employee, you know that good financial planning is vital to a fulfilling life and retirement. Geisbauer Wealth Management can assist you with a range of investment services and retirement income strategies.

No matter your position or length of service, we stand ready to serve you in the areas of wealth management, investment services and retirement planning.

Amgen Financial Planning – Maximizing Your Employee Benefits

Are you satisfied with the financial contributions you make with each paycheck and bonus? Will you have enough to retire comfortably? How should you invest your 401(k) resources? These questions and many more can be answered by contacting our office today. The consultation is free and without obligation.

Let us help you understand the full range of benefits Amgen’s compensation package offers you, and show you how to more effectively incorporate these packaged benefits within the overall retirement planning process.

Using your benefits wisely can help you pursue your retirement planning goals. Let us help you make the right decision. We can help you in many ways.

• Know when to exercise non-qualified stock options.
• Learn more about the Retirement Medical Savings Account and how to access funds.
• Employee Stock Purchase Plan vs. 401(k) – which should you invest in first?

Tax planning – We can help you make decisions if you qualify for a non-qualified deferred compensation benefit, performance unit stocks and supplemental retirement benefits. These allow compensation deferral at retirement or earlier severance. It requires only payment of payroll taxes, such as Social Security and Medicare, on the amount of deferred compensation. Get advice that may offer you healthy savings.

Long-Term Incentive LTI) Program – Restricted Stock Units (RSUs) are LTIs that align rewards with the company’s long-term performance. They are vested at 25% per year and thereafter are converted into Amgen stock shares. How do you make this incentive work best for your Amgen financial planning goals? Give us a call.

Advanced Wealth Management
We can review your compensation package and help you make decisions that maximize it. In addition to your base pay, bonus opportunities and health benefits, you may be entitled to educational benefits, childcare assistance, moving allowances, third-party disability benefits, life insurance, and a long-term incentive compensation program that incorporates restricted stock units that vest over a four-year period. Let us review your benefits today.

Retirement Planning
The Company offers a number of packaged programs designed with the goal of helping you accumulate and grow savings for use in your retirement. We can help explain your Amgen financial planning options including eligible rollover distribution and loans, and gap coverage after retirement (the Retiree Health Access Plan), elected contributions, company contributions.

Diversifying Your Investments
We believe a balanced portfolio offers a proactive position against negative market volatility and we encourage diversification of investments among different asset classes. This may include active managers – including some that may not be available through some brokers – and passive investments that tend to stand steady over time.

More than that, we can help you balance your portfolio with your other Amgen assets and retirement plan.

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversification portfolio. Diversification does not protect against market risk.

Independent and Objective
Our firm can help you make informed financial planning decisions because we are an independent wealth advisor. We work with LPL Financial, a leading independent broker-dealer, we can offer you strategies that are right for you. LPL Financial’s advanced market intelligence, computer models and daily account re-balancing features mean you are never behind the curve.

Discover Our Services
Wealth management involves thinking ahead and weighing all your options. As an LPL Financial Planner that has had the privilege of working with Amgen employees over the years, we are pleased to meet with you to see how we may be of assistance.

One Flat Fee
We aim to help you keep more of your money working for you. That is why we keep our service based on a flat fee instead of commission, and we operate in a completely transparent manner.

Call Tim Geisbauer, MBA, CFP® today and learn more about our wide range of Amgen financial planning and investment services.