Asset management means taking charge of your financial wellbeing, and it's a mission we take seriously. Our office offers a wide spectrum of investment opportunities that are based on your plans and objectives, and designed with the goal of enhancing the performance of your portfolio. As an independent financial planning company, our recommendations are unbiased and based solely on you.
We offer you an asset management plan rooted in optimal risk management and a thoughtful allocation of assets. Our service is personal as well as customized. To us you are not a balance sheet; you are a person with goals and challenges. That is how we approach the investment process every step of the way. We can help you at all stages of your life, whether you are just starting out or of retirement age.
We do in-depth research to find the best investment tools for you. These can be active managers, passive investments, stocks, bonds, conservative options, variable annuities and alternative investment strategies.
Personalized Asset Management
Geisbauer Wealth Management focuses on building relationships with clients to help them make the appropriate financial decisions. Because we are independent, we are not beholden to any institutional investor. We do not work on commissions - just one flat fee. Your money can be placed into some instruments that may not be available to every other financial planner and broker. And your asset management plan will reflect your short-term and long-term goals: that might be saving for a child's education, getting more retirement income, securing the life insurance you need or simply creating a better risk management strategy.
How do we identify investment vehicles for wealth management? We look at the best performers in each asset class and then, through experience and research, look at you the individual. We consider things like whether you feel more comfortable knowing you can tap into your assets if needed. It is important to determine this, as there are often consequences for early withdrawals.
Our team also considers the tax gains and liabilities of each investment, and how they will impact you directly.
Your feelings about market risk are also important: you might be more comfortable with low-risk investments that offer predictable returns; you may want to keep more liquid cash in reserve; or you could be in a position to seize more aggressive opportunities.
The Importance of Diversification
No one can guarantee that a diversified portfolio will enhance overall returns or outperform investments that are not diversified. And there is no immunity to the market's ups and downs if you choose to invest in it. But it is usually not a wise tactic to invest too much into any one category. If one investment vehicle underperforms, the idea is that others will stay afloat. We consider that smart asset management. We hand-select the suitable mix from thousands of active managers, passive investments, managed account programs, individual securities, annuities and more.
Major Life Change?
Like the financial market, life does not stay static. We believe in monitoring and revisiting your asset investments regularly, and especially after major life changes such as job loss, marriage or divorce, or the loss of a spouse. When you choose us to serve your asset management needs, we continually test and monitor your portfolio's performance. This key risk management tool is available to us through the financial consultant's affiliation with LPL Financial. You will benefit from the most sophisticated analysis tools, computer models and market intelligence available.
Your Account is Protected
The LPL Financial SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be in cash. For an explanatory brochure, please visit www.sipc.org.
Additionally, through London insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000, subject to conditions and limitations.
The account protection applies when an SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investments.
Get to know our team of asset management specialists. No matter the value of your account, we value your commitment to investment planning for your future. We aim to give you the best returns with the most comfortable amount of risk. Call now.
*Asset management is offered through LPL Financial, a registered investment advisor.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, FL, ID, IL, PR, and UT