Your wealth management strategy should be crafted with only you in mind. A cookie-cutter approach to investment objectives never works, and that is not what we present. Our mission is to provide thoughtful, personalized wealth planning and investment guidance for individual clients. Call today for a complimentary review of your portfolio and get to know a fresh, new way of investing.
Preserving Your Interests with Wealth Management
If you are seeking independent, informed advice about investing your money, you need a wealth management consultant committed to you. Our goal is to shield your investment from the market's stormier times, and help enable it to grow. We strive to achieve this through:
Diversification - We use both active and passive vehicles to pursue lower risks, lower investment costs and competitive, consistent returns. Your risk tolerance, goals and timeline are always kept at the forefront.
Independence - We offer careful product selection free of institutional bias. You will never be steered toward a particular investment simply because it will earn us a bonus - we don't play favorites and we don't work on commission. We operate on a single, flat fee that depends on the amount you invest with us. Period.
Transparence - The costs of wealth management, transactions, risks and advisory services are always disclosed in full, as well as any potential conflicts of interest.
Get in Touch if you are Looking for the Following Services:
When Do You Plan to Retire?
With people living longer and healthier lives, outliving your savings is a real possibility. We can show you ways to leverage your 401(k) or IRA, Roth account, pension or fixed annuities, or stocks and bonds for retirement income.
Do you know the difference between traditional and Advanced plans? Parts A and B? If you are 65 or older, our licensed insurance agent can help you shop around for the level of coverage that is right for you. We can help simplify the complexities of supplemental insurance and remove one source of wealth management stress in your Golden Years.
Protect your loved ones' financial futures with the right coverage. We tailor our advice to your needs and your finances. The proceeds to your family from term, universal coverage, and whole life insurance are tax-free or tax-deferred. This enables your family to pay off a mortgage, offset long-term income and carry out important life plans.
If you become sick or disabled, it is good to know that your care and your loved ones are both provided for. A number of plans including life insurance, and specific and flexible linked benefits, can be a vital part of a sound wealth management strategy.
We are a wealth planner who knows the importance of minimizing risk in your portfolio. A crucial part of this strategy is spreading your assets across some 20 classes and markets in a process known as diversification. It is recommended for many people because it offers a degree of risk management if the market takes a hit and promotes long-term investment holdings.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth management requires diligent analysis of the financial markets and daily monitoring of accounts. Once we have established your portfolio, we examine the model behind it daily to identify rebalancing opportunities. Our information source is LPL Financial, the largest independent dealer-broker in the industry*. Through its robust software and analysis of the products out there, you are assured of access to information and institutional investments that may not be available elsewhere. When the market moves, we, as an LPL financial planner, are ready to respond.
*As reported by Financial Planning magazine, June 1996-2013, based on total revenue.
LPL Financial’s SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be in cash. For an explanatory brochure, please visit www.sipc.org.
Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000, subject to conditions and limitations.
The account protection applies when an SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investments.
Your portfolio and life circumstances are unique. Your investment needs are complex. As a financial consultant, we treat your wealth management needs with the care of a family member. Call today for an appointment for an LPL financial consultant.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, FL, ID, IL, PR, and UT