Retirement planning is more essential than ever. With changes in markets and possible new regulations, it makes sense to do everything possible to secure your future. We take the stress out of financial planning for the long-term, whether your portfolio is modest or substantial.
You've Earned It - Put It to Work for You
You are not like anyone else. Your situation is unique, but we're pretty sure you want to be able to provide for your needs and goals in the future. Your interests will always come first when it comes to our retirement planning services. We strive to be your all-weather risk manager. Whether your goal is to aggressively grow your nest egg or reallocate it more effectively, we offer a menu of custom strategies you will be comfortable with.
Custom Retirement Planning
We look carefully at your time horizon, risk tolerance and goals when selecting investment vehicles. Our advice is:
Unbiased - We are staunchly independent and avoid conflicts of interest that would result in less than optimal investment choices for you.
Based on experience - Our founder, Tim Geisbauer, MBA, has nearly a decade of experience as a Certified Financial Planner™ professional.
Independent research – We have forged a partnership with one of the largest independent research organizations and Registered Investment Advisor custodians in the industry: LPL Financial. We leverage its custom advisory services and proprietary technology to offer you objective, thoroughly researched advice.
Objective, On Target
There are no longer guarantees when it comes to retirement. The gold watch and pension are relics for most Americans. The landscape in recent years has been, frankly, shaken up. That is why it's more important than ever to carefully consider your retirement planning and choose a wealth consultant who has your best interests at heart.
You should feel comfortable with your investment manager. You should understand your choices. After all, it is your life savings. Our core retirement planning recommendations are never based on personal gain or retailer incentives. We are an independent financial representative. We strongly believe in providing objective advice and fully considered risks.
Keeping a Watchful Eye on Your Retirement Planning:
The long-term goals of your portfolio can only be pursued by thoughtful rebalancing that considers changes in the market and changes in your life. We monitor and test every client’s portfolio daily to align the model with opportunities that are taking place. This is geared toward maximizing performance and minimizing risk wherever possible.
A Wealth of Investment Choices
We work with LPL Financial to offer you access to diversified financial consulting services that may include active managers, passive investments, bonds, stocks, conservative option strategies, alternative investment strategies, variable annuities, cash equivalents or a careful mix of these vehicles.
Your portfolio is tailored to you and seeks to give you an optimal investment blend. Using this approach will steer you toward potentially earning more consistent and competitive rates of return.
Flat Fee Assurance
Instead of the annual management fee model used by retail investments, we base your fee on your account’s value. That means a flat fee and no commissions. The higher your account value the lower your rate will be. In most cases this will mean more money in your nest egg.
LPL Financial’s SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be in cash. For an explanatory brochure, please visit www.sipc.org.
Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000, subject to conditions and limitations.
The account protection applies when an SIPC member firm fails financially and is unable to meet its obligations to securities clients; however, it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investments.
24/7 Access to Your Account
You will always know the state of your retirement planning with our easy-to-read monthly statements, or at any time with our secure website. Leverage new opportunities and preserve what you have worked hard to earn. Whether you are just starting out in your career, the light is at the end of the tunnel, or you are not sure where to turn, call now to learn your retirement planning options.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, FL, ID, IL, PR, and UT