What is your investment approach? Ours is simple. We create a long-term plan just for you and manage your risk. How we achieve this is simple, too: We aim to be your most trusted wealth advisor through loyalty, hard work and relationships with professional resources. Call today and let's look at where you are financially and where you want to be.
From the beginning, Geisbauer Wealth Management has been an independent wealth consultant. That means we are beholden to no financial product provider. We don't feel pressure to steer you toward investments that might not be a good fit for you. Brokers who do that are paid commissions from the company they represent. We are not; we work on a single flat fee that depends of the size of your account. The larger your account value, the lower the rate tends to be, making more of your money work for you. That is a core value of our investment approach.
We can't promise a rate of return on an account simply because no one can. The market is outside of our control. But our overall investment approach is aimed at risk management, and we strive for this goal in everything we do.
We strive for this in several ways.
By spreading your investments across different asset classes - there are nearly 20 of them - you are better prepared for any dip in the market. When we construct your portfolio, we may recommend a mix of active managers and passive investments, alternative strategies, conservative options, variable annuities and cash equivalents. We make our selections based on how comfortable you are with taking risks, as well as the time frame between now and your ultimate investment goals, such as college or retirement.
Full Disclosure of Our Investment Approach
Our ethics commitment compels us to communicate with you honestly and freely at all times and in all ways.
- You will be very clear about the costs of investment portfolio management, any transaction and advisory services, the risk factor of a given investment, and any potential conflicts of interest.
- We make decisions based on transparent information.
- Your account is accessible at all times through our secure website and monthly statements.
Our investment approach includes ongoing portfolio management. We believe we should stand ready to rebalance our clients' interests at all times. Using powerful computer modeling tools, forecasting techniques and market analysis, our financial consultants compare your investments with market actions. This helps us identify opportunities to fine-tune your allocations.
Our LPL Financial Advisors
Where do we get our information? We are affiliated with LPL Financial, one of the largest independent registered investment advisors (RIA) in the country. We are able to use its resources and tools to make recommendations. We emphasize that LPL Financial is independent, and so are we. The result is a robust selection of investment opportunities designed to pursue your individual investment goals - not some quota.
Active Managers and Passive Investments
Our innovative investment approach offers you access to institutional investments that may not be available through other financial planners or brokerage houses. These are the same vehicles utilized by some of the biggest institutional investors and respected organizations. We also have a wide range of passive investments designed with the goal of offering consistent and competitive returns despite bear markets.
As part of our ethics commitment, we always strive to make the right decisions for you based on our ability to analyze the information that is out there.
Protection of Your Assets
The LPL Financial SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be in cash. For an explanatory brochure, please visit www.sipc.org.
Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000, subject to conditions and limitations.
The account protection applies when an SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investments.
Do you want the security of knowing where your money is and how it's being managed? Call now and learn about why our investment approach may be right for your needs.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, FL, ID, IL, PR, and UT