Our ethics commitment to you is unshakable. We are grounded on the time-honored values of loyalty, hard work, and quality without compromise. Our mission is to provide excellence in wealth planning and investment management. We care deeply about each of our clients regardless of account size. In everything we do, we seek to manage your risks and identify opportunities.
There are many emotions associated with investing your money. You might be saving for retirement after years of hard work. You might want your kid to be the first in the family to attend college. You could want your business to go on after you're gone. But emotions have no place in investing. Our job is to preserve our clients' money in times of anticipated negative volatility. To this end, we utilize both active and passive investment vehicles together to pursue lower risks, lower investment costs and consistent, competitive returns.
We Aim to be Your Trusted Representative Through Our:
Every individual has unique dreams and goals. We seek to help you reach them. And we believe the best way to pursue financial success - however you define it - is to develop and carry out a life-long financial plan with proper risk management. That is a big part of our ethics commitment to you.
Planning That is Market-Based, Not Manager-Based
Tim Geisbauer, MBA, is a Certified Financial Planner™ professional who has been an independent wealth consultant for the better part of ten years. This offers him freedom to act in your best interest. He and his team have the freedom to choose from a wide spectrum of financial instruments regardless of provider when selecting investments.
As part of our ethics commitment, we scrupulously avoid questionable practices that plague retail investing. For example, there are no hidden commissions. You will never be strong-armed into choosing any investment - much less something that does not fit your needs. Instead, we charge a single flat fee aligned with account size. Our dealings with you are completely transparent. Call us to answer questions, access your account online 24-7, and enjoy easy-to-read monthly statements.
A Responsive Investment Approach
We are an independent wealth consultant allied with LPL Financial, an independent Registered Investment Advisor (RIA). Its proven market intelligence, advanced computer modeling and deep experience allows us to monitor and rebalance your account as needed. As part of our ethics commitment, we advise our clients that they need to be responsive to changes in the market to manage risks and steer account performance.
Investment Portfolio Management
The financial landscape has changed dramatically in recent years. You have many more ways to invest, and many more risks to manage. We believe in a truly long-term asset management that is personalized. The old retail management method limited you to stocks, retail investments and bonds that lined your broker's pockets with commissions on every transaction.
Our investment approach is different. It is tied in with our ethics commitment.
We use the Strategic Asset Management platform that lets you invest the same way institutional investors, endowments and pension funds invest - through diverse vehicles and time-tested, proven strategies.
Guaranteed Asset Protection
The LPL Financial SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be in cash. For an explanatory brochure, please visit www.sipc.org.
Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000, subject to conditions and limitations.
The account protection applies when an SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investments.
Our Confidentiality Ethics Commitment
We maintain the highest levels of confidentiality with the information you provide to us. And we protect this information to the highest standards as set forth by the Securities and Exchange Commission, the Financial Industry Regulatory Authority, and all state and regulatory agencies.
At Geisbauer Wealth Management, we believe you have the right to education and understanding of all aspects of investments and wealth planning. And we, too, believe in continually educating ourselves through professional development and knowledge-gathering.
Understanding your opportunities and the inherent risks in the financial marketplace are the keys to making wise choices in your financial planning. Our dedication to putting your needs first shows our ethics commitment in action. Call now for a brochure or a complimentary appointment.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, FL, ID, IL, PR, and UT